Property Insurance


Property Insurance- Classes of Insurance

Fire, Special Perils and All Risks Policies - These cover material property e.g. buildings, contents and stock. Polices tend to be issued on the basis of building up cover by adding different perils or on an all risks basis

Theft - Covers loss of or damage to property cause by theft

Engineering/Breakdown - Covers explosion, breakdown or accidental damage to plant

Glass - Policies cover destruction of or damage to all fixed glass on an all risks basis

Livestock - Insurance of livestock against death through accident or disease and against theft and unexplained disappearance

Money - Cover is on an all risks basis covering all risks of loss or destruction of or damage to money in transit, on the insured's premises during business hours etc

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