Combined/Packaged Policies

Household - Covers buildings and/or contents (normally on a 'new for old' basis) against a wide range of perils, including fire, additional perils and theft

Travel - This insurance covers, for example, injury, death, medical expenses, loss of luggage/personal possessions/money and cancellation charges

Commercial Package - Marketed under a variety of trade names these policies are designed to provide a range of covers automatically for particular trade sectors e.g. shopkeepers, hoteliers, hairdressers

Commercial Combined - Such policies may bring together for example fire, business interruption, theft, money etc