What is a correct description of the policyholder? The person who..
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Card 7
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What is specific to lump-sum insurance?
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Card 8
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What constitutes underinsurance in compensatory insurance?
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Card 9
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Regarding fire insurance: damage to the insured owner’s building amounts to €10,000 and damage to the neighbouring building amounts to €1,000. The expert identifies 20% underinsurance on the insured’s building. What is the correct amount of compensation w
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Card 10
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A policyholder takes out three fire insurance policies for the same building with three different insurers in order to be compensated three times. What are the consequences?
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Card 11
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What right does the insurer have, in the case of a compensatory insurance policy, if the value of the insurable interest can be determined and the sum insured is less than this value, unless otherwise agreed? The insurer…
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Card 12
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What constitutes doubling up (cumulative insurance) for compensatory insurance?
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Card 13
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An accident with vehicle damage occurs during a business trip with an employee’s private vehicle. There is a doubling up (cumulative situation) between the comprehensive insurance taken out by the employee and the comprehensive work assignments insurance
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Card 14
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How does subrogation work? The insurer…
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Card 15
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What form is used for risk assessment by the insurer?