Chapter 6 IF1 5.0 / 5 based on 1 rating ? OtherIF1 BookOtherOther Created by: DeborahRobinsonCreated on: 11-08-19 10:41 What is the proximate cause? The dominant cause of a loss 1 of 9 For the first cause to be the proximate cause must the chain of events be broken or unbroken Unbroken 2 of 9 What is an insured peril? Those named in policy as covered 3 of 9 What is an excluded peril? Those named in policy as specifically not covered 4 of 9 What is an unnamed or uninsured peril? Perils not mentioned in policy 5 of 9 If a loss is caused by an insured peril (eg Fire) and the insured peril is the proximate cause is the loss covered? Yes 6 of 9 If a loss is caused by an excepted peril (eg war) and the excepted peril is the proximate cause is the loss covered? No 7 of 9 If a loss is caused by an uninsured peril (eg water) but an insured peril eg fire is the proximate cause is the loss covered Yes 8 of 9 Does the addition of the words "directly and indirectly" broaden or narrow a policy exclusion Broaden 9 of 9
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