4 elements of Actionable misrep.

1. False statement

GR: silence = X misrep

• No duty of disclosure

-  Caveat Emptor = Buyer be aware!!

- a lady, post ='governess', X reveal was a divercee & was dismissed.

- she sued for wrongful dismissal // employer argued misrep. 

Exceptions : where silence = lies/misrep

If either applies, silence = actionable *(giving sufficient reason to take legal action)

1.)  Uberrimae Fidei

– parties are of unequal level of knowledge (e.g. insurance ctts) 

2.) Fiduciary relationship

– relationship of…