Financial household decisions that are made are affected by changes in the world. While different types of changes are endless, key changes that now affect most people in world are:
demography
public policy
financial service provision
technology
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What is demography?
The structure of a country's population taking into account of factors like age, sex and ethnicity.
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Emerging Countries
Countries that are getting richer by emerging from economic isolation and/ or newly industrialised (also known as developing countries)
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Industrialised countries
Countries with relatively high incomes per inhabitant and mature industrial structures (also called developed countries)
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