Ethnicity: some ethnic or religious groups can become marginalized from the rest of the society, and struggle to escape from poverty. This may be because the political leaders are from a certain etnic group and favour people from that group. Immigrant groups are also discriminated against, and only be able to work in the informal sector
i.e. in Kenya, 30% of the muslism population had less than 4 years of schooling, whereas only 6% of the protestant/christians had less than 4 years of schooling.
Residence: the place of birth is important in determining your wealth. In Japan for example, you are more likely to be free from conflict, receive an education, have a good diet, a house and a job & income, so in turn your are more likely to be fit and healthy
However, if you live in an informal settlement (i.e. favela in Rio), you are unlikley to have electricity, water supply, sewers and/or legal ownserhip of the land or house. Therefore, you are more likely to suffer from illnesses, be affected by natural disaster and risk eviction. If this is the case you are less likely to be able to work, secure loans and increase your wealth.
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