The Liberal Reforms

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  • The Liberal Reforms
    • The Sick
      • National Insurance Act (Part 1 ) 1911
        • this provided compulsory health insurance for workers earning under £160 per year
        • if ill, an employee was paid 10 shillings (for up to 13 weeks) then 5 shillings for an additional 13 weeks
        • the employee, the employer and the state contributed money to the scheme
        • after 25 weeks absence from work, all benefits were stopped
        • no provision was made for the workers family
        • many workers objected to the compulsory payments they had to make
    • The Elderly
      • People over 70 with an annual income of £21-£31 would receive a pension (1 to 5 shillings per week)
      • By 1914, one million people were receiving a pension
      • Many pensioners had no birth certificate to prove their age and died from hardship before the age of 70
      • Pensioners were only provided if people were British and had lived in the Uk for 20 years
      • Pensions were also only provided if people had not been imprisoned in the last 10 years
    • Children
      • Education (Provision of Meals) act 1906
        • Free school meals were provided for all
        • This replaced the charity involvement
        • It was costly for the Government
        • Health deteriorated during the school holidays
      • Education (Administrative Provisions) Act 1907
        • School children received free medical inspections during the school years
        • free treatments were given to school children after 1912
        • Many local authorities did not provide this service.
      • Children's (The Children's Charter) Act 1908
        • Children were banned from begging
        • Juvenile courts and borstals were established to separate adult and child offenders
        • The Children's Charter did little to deal with juvenile crime
    • The Unemployed
      • Labour Exchanges Act 1909
        • offices were set up to help the unemployed find work
        • 3000 people a day were provided with work by 1914
        • it was not compulsory for employers to register vacancies
      • National Insurance Act (Part 2) 1911
        • a insured worker losing their job would receive 7 shillings per week, for 15 weeks
        • to receive this, workers paid 2.5 pence per week, employers paid 2 pence per week and the state paid 3 pence per week
        • many trades were involved such as ship building, mechanical engineering, construction, iron founding and sawmilling
        • the cover was only provided for a limited time depending on contributions
        • there was no provision for the worker's family
    • Working Classes
      • The Workmen's Compensation act 1906
        • all employees could receive compensation for injuries sustained at work
        • in theory, it was good, but it was difficult and costly to prove the liability of workers
        • many cases could not be brought to court without trade union support
      • The Coal Mines Regulation Act 1908
        • the maximum working day for miners was set at 8 hours
        • the time limit only applied to miners, not other workers
      • The Shops Act 1911
        • shop workers were granted a weekly half-day holiday
        • a maximum working week for shop workers was set up to 60 hours
        • the workers were only granted a half-day holiday, not a full day


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