Liberal Reforms

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    • Elderly
      • The Pensions Act 1908
        • Everyone over 70 was eligible
        • One person - 5s/week
        • Married couple - 7s 5d/week (later 10s/week)
      • Effectivness
        • People over 70 earning less than £21/week
        • British citizens living there for the last 20 years and hadn't been in jail in the last 10
        • Too much furniture = less money
        • Around half a million people qualified
    • Children
      • Free School Meals 1906
        • Paid by local councils
      • Free Medical Checks 1907
      • The Childrens Act 1908
        • Children became 'protected persons' and parents could be prosecuted for bad treatment
        • Social workers introduced
        • Childrens homes were registered and inspected
        • Juvenile courts and borstals for U14's
        • U14's not allowed in pubs
        • U16's not allowed cigarettes
      • School Clinics 1912
        • Free medical treatment
      • Effectiveness
        • Responsibilty was down to local councils
        • Although not forced, most set up school clinics with some free treatment by 1914
    • Sick and Unemployed
      • The Labour Exchange Act 1901
        • Government set up a national string of job centres
      • The National Insurance Act 1911
        • Aimed to prevent poverty from illness
        • Workers could pay in money and draw it out when unable to work
        • All manual workers and people in  low-paid white-collar jobs had to join
        • Paid 4d for insurance stamps, which were stuck to a card and employers and government paid 3d per worker
        • Free medical treatment and maternity care
        • 10s for first 13 weeks and 5s for next 13 weeks in any one year
      • The National Insurance Act 1912 (part II)
        • Initially opened to seasonal jobs and mainly men
        • Workers, employers and government paid 2d/weel for insurance stamps
        • When enemployed, workers got 7s 6d/week for up to 15 weeks a year
      • Effectiveness
        • Only availiable for people earning less than £160/yr and who made contributions
        • Didn't cover health insurance
        • Covered around 2.25 million people - mainly men
        • Restricted to trades where seaonal unemployment was common - eg building, shipping and engineering


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